What the commission actually covers
The commission covers all Stripe transaction costs on your behalf. Stripe charges for every payment it processes. This includes card processing fees, invoice generation, subscription management, payout transfers, and dispute handling. These costs are real, and on a typical European card they amount to roughly 1.4% + €0.25 per transaction. Supadir absorbs all of these costs from the commission it takes. You don’t see separate Stripe fees on top — what Supadir deducts is the total cost.What you get for those few percent
This is where the comparison to alternatives matters. Most directory platforms give you a website. Supadir gives you a complete financial engine — the same class of billing infrastructure that marketplace companies spend months and tens of thousands of euros building from scratch. Here’s what runs automatically, without any intervention from you: Recurring subscriptions. Listing owners subscribe to your plan and are charged automatically every month or year. You don’t send invoices, chase payments, or manually renew anything. Automatic invoicing. Every payment generates a Stripe-hosted invoice, automatically sent to the listing owner. VAT, billing details, PDF download — all handled. Direct bank payouts. Collected funds are automatically transferred to your connected bank account on Stripe’s standard payout schedule. No withdrawal requests, no manual transfers. Failed payment recovery. When a card payment fails, Stripe automatically retries it and sends reminder emails to the listing owner. You don’t need to chase anyone. Pro-rata refunds on catalog closure. If you ever close your catalog, Supadir can automatically calculate and process proportional refunds to listing owners with active subscriptions — based on the days remaining in their billing period. This is a legally and ethically complex calculation that happens automatically. Upgrade and downgrade handling. When a listing owner changes their plan mid-cycle, Stripe handles the proration calculation and charges or credits the difference. Automatically.The cost of building this yourself
If you were to build the same infrastructure on a WordPress plugin or a cheaper SaaS platform that doesn’t include payment automation, here’s what you’d be looking at:| Component | Typical cost |
|---|---|
| Stripe subscription billing setup | Developer time: 20–40h |
| Automatic invoicing + VAT | Plugin or developer: €50–200/mo |
| Connect Express onboarding flow | Developer time: 10–20h |
| Pro-rata refund logic | Developer time: 5–15h |
| Failed payment retry flow | Developer time: 5–10h |
| Ongoing maintenance | Ongoing developer cost |
How to think about it when pricing your plans
Because Supadir absorbs Stripe fees, you can price your listing plans without worrying about per-transaction costs on top. If you charge a listing owner $20/month on the Professional plan:- Supadir takes 7% = $1.40
- Stripe transaction costs are covered within that 7%
- You receive ~$18.60
Summary
| What you pay | What it covers |
|---|---|
| 7% (Professional) or 4% (Business) of each listing payment | All Stripe processing fees + full billing automation |